VP USDA Lending Manager (Administrative)
Position Summary:
The VP USDA Lending Manager is primarily responsible for providing oversight and direction of the Production team of Phoenix Lending Services.
Job Duties/Responsibilities:
Provide leadership and training to the Production Lending Relationship Officers. Underwrite complex loan transactions for new and existing members with complicated borrowing structures, formulating mitigated risk recommendations, synthesized in the form of well-written and accurately analyzed narratives. Demonstrated ability to maintain a combination of production related to SBA, and USDA programs by utilization of Brokers, Packagers, USDA offices, SBA referrals, CU/Bank referrals, with low level production coming from traditional business development. Develop all types of business activity, specializing in SBA and USDA government loans. Prepare and submit credit packages with recommendations to approve or disapprove extensions of credit to the loan committee. Perform all other duties as assigned.
Required Skills/Abilities:
Financial acumen; Interpreting and applying understanding of key financial indicators to make better business decisions Drives engagement; Creating a climate where people are motivated to do their best to help the organization achieve its objectives Builds effective teams; Building strong-identity teams that apply their diverse skills and perspectives to achieve common goals Work independently to organize and prioritize tasks, manage time to meet deadlines, analyze requests, understand issues and develop appropriate solutions. Possess ability to effectively identify, analyze and solve problems. Practice a high level of attention to detail when performing job functions. Possess knowledge and maintain up-to-date information related to procedures and reporting guidelines. Understand and apply statutory and regulatory compliance matters as appropriate for your position. Communicate clearly and concisely via an appropriate level of verbal, written, and presentation skills. Also possess the ability to read, comprehend and explain applicable documentation. Proficiently utilize a computer and the software applicable to this position. Possess the ability to accurately perform basic arithmetic operations and calculations as appropriate for your position.
Education and Experience:
High School diploma or equivalent preferred. High degree of ability to process and handle cash. Proficiency in using Microsoft Office Suite and banking software programs and platforms.
Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.
While performing the duties of this position, the employee is regularly required to talk or hear. The noise level in the work environment is usually moderate. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The employee frequently is required to use hands or finger, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Onsite work environments are climate controlled.
